The year 2025 has presented a complex picture for global markets in its first 111 days. A sense of lackluster performance hangs in the air, particularly when we examine the major indices. The bellwether US S&P 500, for instance, has seen a significant downturn of nearly -11% in this short …
أكمل القراءة »Investing
Silver’s “Golden” Opportunity
Silver is often referred to as “the poor man’s gold,” but don’t let that nickname fool you. Its lower price point compared to gold makes it accessible to a wider range of investors while still offering the potential for substantial returns. Undervaluation, a Bullish COT Report, London Market Dynamics, and …
أكمل القراءة »Part 2 of 2: Permissible Financing Methods in Islamic Finance
This is part 2 of 2, in which we continue to discuss 2 more common permissible financing methods, further to the 3 discussed in part 1. The first 3 were Cost-Plus Sales (Murabahah), Credit Sales (Bay’ bi-thaman ‘Ajil), and Leasing (Ijarah or Ijar). Remember that Islamic finance adheres to principles …
أكمل القراءة »Part 1 of 2: Permissible Financing Methods in Islamic Finance
Islamic finance adheres to principles derived from Sharia’ah, which prohibits riba (interest), and gharar (uncertainty). Instead, it promotes ethical and equitable financial transactions. In part 1 of 2, here, we explore three common permissible financing methods: 1. Cost-Plus Sales (Murabahah): Murabahah involves a sale where the seller (Islamic bank or …
أكمل القراءة »Fundamentals of Islamic Finance
Islamic finance, a rapidly growing sector of the global financial landscape, operates on a unique set of principles derived from Islamic law, known as Sharia’. Understanding these fundamentals is key to grasping how this system differs from conventional finance. Sharia’ and the Core Principles: At the heart of Islamic finance …
أكمل القراءة »Protecting Yourself in the MENA Stock Markets
The allure of the stock market is undeniable: long-term growth potential that often outpaces other asset classes. However, the reality for many retail investors, especially in the MENA region, is far from a smooth ride. Short-term volatility can decimate portfolios, and a lack of proper guidance and protection leaves many …
أكمل القراءة »Is Bitcoin Real Money
“The market is filled with individuals who know the price of everything, but the value of nothing.” – Philip Fisher. This is especially true in the world of cryptocurrency. We often confuse currency with money. So where does Bitcoin fit into this picture? Let’s dive into the fascinating, and often …
أكمل القراءة »Understanding the Three Types of Investors
In order to navigate today’s complex financial landscape, it’s essential to understand what type of investor are you. In general, there are three distinct levels of investor knowledge and the corresponding investment approaches. 1: The Saver – Safety First, Growth Last The first type of investor is the “saver.” These …
أكمل القراءة »Thinking Like a Venture Capitalist and Mastering Valuation Risk
Investing, whether in a hot new startup or a seasoned public company, is buying the future cash flows of a business. Since we don’t know the business future with certainty, we need to manage the inherent risk with investing. While most investors are familiar with business and balance sheet risk, …
أكمل القراءة »Mastering Valuation Beyond the Balance Sheet Investment Risk
Investing your hard-earned money is a journey filled with potential rewards, but it’s also fraught with risks. While most investors are aware of the common risks like business and balance sheet risks, the often-overlooked valuation risk can be the most detrimental. Let’s delve into these risks and understand how to …
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